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Laxmi India Finleasecap Private Limited - Verbesserter Zugang zu Finanzierungen für kleine und mittlere Unternehmen in Rajasthan

Laxmi India Finleasecap Private Limited

Better access to finance for SMEs in Rajasthan

India

Laxmi India Finleasecap Pvt. Ltd (LIFPL) is a registered non-deposit taking Non-Banking Finance Company (NBFC), with the Reserve Bank of India.

An Oikocredit partner since 2018, LIFPL lends to the economically weaker sections of the society which are Small and Medium Enterprises (SMEs) as well as to commercial vehicle operators.

It currently operates in 15 districts of Rajasthan through a network of almost 40 branches (2018).

It offers last-mile funding to companies and small-scale entrepreneurs. Clients use the money for working capital in sectors such as manufacturing, trading, retail, dairy, food etc.

The loans are designed to suit the needs of specific industry in terms of amount and tenure. The borrowers struggle to access finance through formal banking channels due to a lack of sufficient collateral and flexible repayments.

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